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Explore tailored health insurance in UK with The Exeter, trusted by thousands across the UK.
Get Your Free Quote with Tessa & The ExeterAt The Exeter, protection has always been personal. Founded back in 1927, this member-owned mutual insurer started with a simple mission to help everyday working people access affordable healthcare. Based in the heart of Exeter, they’ve grown from a small local society into one of the UK's most respected names in health insurance, life cover, and income protection.
Unlike traditional insurance companies, The Exeter doesn’t have shareholders to pay. Instead, they reinvest their profits into better cover, fair pricing, fast claims support, and real service that puts people first. That’s the advantage of a truly member-focused approach — and it’s a philosophy that’s been at the core of the organisation for nearly 100 years.
Over the decades, The Exeter has evolved, modernised, and expanded its offering, but its purpose has never changed: to support people when life takes an unexpected turn. Today, thousands across the UK trust The Exeter for protection that feels fair, human, and genuinely supportive — the way insurance should be
Below are key features and benefits of The Exeter’s Health+ policy:The Exeter’s Health+ policy includes unlimited inpatient and day-patient treatment, ensuring you receive the best possible care when you need it most.
Full cancer cover at all stages including access to the latest approved drugs and specialist consultations.
Choose from flexible outpatient cover levels (unlimited, £1,000, £500) to include specialist consultations, scans, and diagnostic tests. There is also the option of including full cover for diagnostic tests and only limiting specialist consultations.
Add therapy cover for physiotherapy, osteopathy, acupuncture, and other recovery treatments to support your full healing journey.
Select comprehensive private health insurance options that include inpatient stays and outpatient therapy sessions to prioritise your wellbeing.
Prefer NHS treatment? The Exeter pays £150 per night (up to 30 nights) if you choose NHS inpatient care instead of private treatment.
Receive professional nursing care at home after hospital discharge, ensuring comfort and continuity of treatment.
Parents can stay close during a child’s hospital treatment, with accommodation provided for children under 18.
Choose how your policy is assessed, from Full Medical Underwriting to Moratorium options, ensuring fairness and transparency.
Customise your plan with flexible excess options (from £0–£5,000) and hospital lists to balance coverage and affordability.
Enjoy up to 75% in no claims discounts with 15 levels of savings, plus the option to protect your discount.
Tessa Alliance works closely with The Exeter team to help you choose the right level of protection, explain your options, and make switching or starting your policy simple.
