1. Comprehensive Coverage

These plans typically provide comprehensive coverage, including access to private hospitals, specialist consultations, diagnostic tests, surgeries, and various medical treatments.

2. Pre-existing Conditions

Some senior health insurance plans may cover certain pre-existing conditions. Please speak to one of our health insurance advisors for clarity on pre-existing conditions.

3. Choice of Hospitals and Specialists

Policyholders can choose from a network of private hospitals and specialists, ensuring flexibility and control over their healthcare services.

4. Reduced Waiting Times

Senior health insurance often leads to reduced waiting times for certain treatments compared to the NHS.

5. Excess and Premiums

Policies may have an excess, and premiums vary based on age, health status, coverage level, and chosen deductible/excess.

6. Policy Customisation

These plans offer various options to tailor coverage to individual healthcare needs, including additional benefits and wellness services.

7. Wellness Services

Some over 50s health insurance plans may include wellness services and health screenings to promote preventive care and early detection of health issues.

8. Continuity of Care

Designed to provide consistent healthcare coverage as individuals age.

9. Renewability

Generally, these plans are renewable annually to ensure ongoing coverage.

It's essential for those considering senior health insurance to carefully review policy details, understand coverage limitations, and select a plan that aligns with their healthcare preferences.